Published October 4, 2026 in Market Update

Yankton supply stayed tight even as more owners listed homes

By Michelle Maloney
Real estate, Yankton (DOTW)

Here is the number that changes things for Yankton sellers right now. The Real Estate Data Aggregator counted just 68 homes for sale across Yankton in the three months ending July 31, 2026. That is down 26.4% from the same months a year before. Less competition on the shelf means your home stands out more.

Homes for sale in Yankton, three months ending July 31, 2026
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

Nationally, Realtor.com reported active listings topped 1.16 million homes in September 2026. Yankton is running a very different story. Tight local supply, even as more sellers stepped up.

More listings came in, but supply still shrank

The Real Estate Data Aggregator counted 109 new listings across Yankton in those same three months. That is more sellers than a year ago. Yet months of supply in ZIP 57078 fell to 2.3 months, down 1.6 months from a year before. Buyers are absorbing homes faster than sellers are adding them.

Yankton at a glance, three months ending July 31, 2026
New listings (Yankton)
Up 8% in ZIP 57078 vs. a year ago
Months of supply (57078)
Down 1.6 months from a year ago
Homes sold (Yankton)
Both ZIPs combined
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

Prices and speed both moved up

The Real Estate Data Aggregator put the median sale price in ZIP 57078 at $302,450 for the three months ending July 31, 2026. That is up 13.5% from the same period in 2025. Not every home sold above list, but 17.8% did, up 5.3 points from a year before.

The median home in ZIP 57078 went under contract in 26 days. That is 3 days shorter than a year ago. Nearly half of all homes, 46.2%, went under contract within two weeks of listing, per the Real Estate Data Aggregator. That share rose 5.2 points from a year before.

ZIP 57078 key measures, three months ending July 31, 2026
Sale-to-listprice ratio97.6%Sold abovelist price17.8%Under contractwithin two weeks46.2%
Real Estate Data Aggregator, ZIP 57078.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

The national picture adds context

Mortgage rates are sitting above 7%, according to Realtor.com as of September 30, 2026. That is the first time rates crossed that level since January 2025. Nationally, Realtor.com also reported price cuts hit 20.8% of listings in September, the highest share since October 2022. Yankton's numbers tell a calmer story than the national one.

The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Yankton's 13.5% price gain in ZIP 57078 ran well ahead of that national figure.

A word on ZIP 57031

ZIP 57031 is a small corner of this market. The Real Estate Data Aggregator counted just 2 homes sold and 1 home for sale there in the three months ending July 31, 2026. With numbers that small, one sale can swing every percentage. Take those figures as a snapshot, not a trend.

In short
  1. Yankton's supply is tight at 68 homes for sale, even though 109 new listings came on in three months.
  2. Homes in ZIP 57078 sold in a median of 26 days at 97.6% of list price.
  3. The market is moving, and prices rose 13.5% year over year.

One thing worth remembering: one street can read very differently from the whole ZIP code. The numbers above cover a wide area. Your block may be tighter or softer than the average. Reach out and let's look at what the data says for your specific address.

Your next step

(605) 677-9006

Text me your address and I will send back how your Yankton home stacks up against the 92 that sold here in the three months ending July 31, 2026. Takes a day, costs nothing.

Text me
Where these numbers came from
Michelle Maloney
Maloney Real Estate · (605) 677-9006
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Michelle Maloney is a licensed real estate agent with Maloney Real Estate. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Michelle Maloney · Maloney Real EstateEQUAL HOUSING OPPORTUNITY